Richard Lara, the California Insurance Commissioner issued Bulletin 2020-3 on April 13, 2020. The subject is Premium Refunds for various lines of insurance, most notably auto insurance and Workers’ Compensation insurance. To protect consumers …
Coronavirus & Workers’ Comp: What you need to know
One of our Workers’ Comp carrier partners has provided this information to our clients. It describes coverage that applies and recommended actions to take for workplace safety. As the coronavirus disease 2019 (COVID-19) continues to spread …
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Insurance 101: Frequency Leads to Severity
“Frequency leads to severity” is one of the first axioms taught in the property and casualty insurance industry. Underwriters review historical loss data on each risk, current customers, and potential new customers; loss frequency is one of the …
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AB 5 and how it might affect you
As much as app-based gig-work companies have disrupted the world of commerce, California’s AB5 has disrupted the very definition of gig work. There are ramifications for employers and their Workers’ Compensation policies. Because of AB5, …
Get Your Towing Service from California State Auto Association
As most business owners know, their loss history is important information for any insurance company that wishes to provide a competitive insurance quote for their business. We recently obtained loss runs on behalf of a client to quote their …
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